Activating new features in XRP Ledger (XRPL) Multipurpose token (MPT) standardhas been praised for solving regulatory compliance issues. Research Director Martin Heesbok post I highlight some important features of MPT in X.
Why XRPL’s MPT Standard is a Game Changer
In particular, the new token standards allow financial institutions such as banks and asset managers to issue substitute tokens. New features allow banks to directly issue stubcoins, bonds, or tokenized real-world assets XRPL.
This XRPL feature is seamless in that the feature is encoded in the protocol. It’s not what you get with Ethereum, and it requires expensive and dangerous custom smart contracts. Essentially, XRPL’s MPT is institutionalized due to its design.
The XRP ledger (XRPL) has made a strategic leap in institutional funding thanks to the activation of the Multipurpose Token (MPT) standard (MPTOKENSV1 modified). This new protocol native fascable token is specially designed to meet the strict compliance needs of majors…pic.twitter.com/vmiu010hic
– October 3, 2025, Dr. Martin Hiesboeck (@mhiesboeck)
This allows financial institutions to freeze tokens and comply with sanctions. Additionally, while banks can reverse fraudulent transactions, the Customer (KYC) feature ensures that only approved investors can hold certain tokens. This is consistent with traditional financial institution procedures.
The main attraction of XRPL MPT is its elimination of barriers to compliance risks and operational complexity. MPT tokens can be integrated with financial standards, and can store contract data such as maturity dates and be used in actual banking systems.
It is worth highlighting that MPT directly increases XRP’s utility. Mostly, all transactions require payment of gas fees. XRP burns To reduce supply. Such actions can increase value and increase the price of assets.
Additionally, issuing new MPTs requires preparation of locked XRPs, which could further reduce the supply of liquidity and increase the value.
Hiesboeck believes that if trillions of real-world assets move to XRPL, there will be significant profits as XRP transactions volume and combustion can create incredible demand for XRP. This moves XRP from mere speculative assets to the actual financial utility of traditional space.
Place XRP in the RWA market of 10-16 trillion dollars
Martin Hiesboeck argued that XRPL is now positioned as a blockchain of tokenized real-world assets.
Interestingly, the RWA sector is projected to reach a market capitalization of between $10-16 trillion by 2030.
Meanwhile, XRP could become a utility currency in this area of regulated global finance. At the time of reporting, XRP is change It was $3.05, an increase of 2.23% over the last 24 hours.
