Key takeout:
- DBS Bank launches a structured note tokenized Ethereum will allow access in 1,000 dollar increments, rather than the traditional $100,000 minimum.
- Partnerships with Addx, Digift and Hydrax It enables wide distribution through third-party investment platforms.
- The first tokenized product is Participation notes with crypto-linked cash establishedexposes to digital assets without directly retaining the encryption.
- DBS has been recorded Over $1 billion in structured memo transactions in H1 2025trading volumes are up nearly 60% per quarter.
- Ethereum is chosen for that reason Global reach, proven security, and debt ecosystemssignal strong institutional trust.
- Singapore Supportive regulatory environment Place city-states as a global hub for tokenized finance.
DBS, Singapore’s largest bank, has taken another major step in real-world asset (RWA) tokenization by launching the first chain-structured notes issued on the Ethereum blockchain that can be accessed by eligible traders in exchange for third-party crypto investment platforms.
Structured memos often reserved for the individuals of the wealthy, often requiring a minimum investment of $100,000, are hybrid financial instruments that combine elements of debt securities with derivative components to create customized risk-return profiles for investors. These are typically issued by banks and other financial institutions to achieve specific investment goals, such as growth, revenue generation or risk management, and are tailored to meet each investor’s unique requirements, making them impossible.
DBS Bank releases crypto-linked tokenized structured memos about third-party exchanges
in Thursday’s press releaseDBS announced that its tokenized structured notes are innovative, making each piece of equipment much more sensitive and accessible, as it is split into $1,000 units of the original notes, making it much more sensitive and accessible, as retail investors are identical to each other. This also allows investors to manage their portfolios with greater agility and resilience during periods of high volatility, making it easier to buy, sell and trade bits.
The bank is partnering with Addx, Digift and Hydrax to distribute tokenized structured notes through third-party digital investment and exchange platforms. DBS is also working with partners to expand access to products to certified institutional investors who are not clients.
In the first token distribution, DBS tokenizes participating notes with cryptocurrency-linked cash-linked cash. This is provided through third party exchanges. These notes are designed to offer investors cash payments if cryptocurrency prices rise and reduce potential losses if prices fall. This allows investors to build exposure to digital asset classes without directly managing the underlying cryptographic.
DBS launched Crypto Chain Structured Notes in September 2024, along with cryptocurrency options trading for eligible clients. Product demand was strong as investors tried to incorporate sophisticated strategies into their digital asset portfolios. In the first half of 2025, bank clients ran more than $1 billion in transactions that include these products, with trading volume rising nearly 60% from the first quarter to the second half of this year.
The bank’s major statement also plans to expand its tokenized products into general structured notes such as equity and credit-linked products.
DBS called RWA tokenization the “next frontier” of financial markets and chose Ethereum for its proven maturity, global reach and security
DBS has chosen Ethereum to issue structured notes due to blockchain maturity, global reach and proven security. Private blockchain is a favorable choice for many institutions, but the wider adoption of Ethereum has convinced banks as it makes the product attractive and attractive to international investors. By leveraging the world’s largest defi ecosystem, DBS is positioned ahead of the real-world competition for asset tokenization.
Ethereum’s public blockchain architecture enables real-time payments, immutable transaction records and automated compliance via smart contract capabilities, reducing operational costs while maintaining institutional-grade security standards.
Li Zhen, head of DBS’ forex, digital assets and global financial markets, is known as RWA tokenization, and is the “next frontier” of financial market infrastructure. He said since 2021, banks have been actively expanding their ecosystems by promoting responsible innovation and by allowing tokenization to meet actual market demand and making financial markets more efficient and accessible. Zhen believes that by leveraging strong credit ratings, partnerships and capabilities, more investors can leverage solutions and manage their portfolios more efficiently.
DBS Head also said that banks’ crypto-related memos are addressing an increase in institutional appetite for digital assets, and the initiative will be exposed to the crypto market and provide a wider range of investors.
Read again: The rise of tokenized assets: how Crypto redefines real-world ownership
Singapore’s regulations are favorable and support crypto-related investment products
Singapore has emerged as a global leader in digital asset regulation, offering a clear framework that allows traditional financial institutions to innovate while maintaining investor protection standards. City-states balance surveillance and innovation in regulatory approaches, creating conditions that favor Tradfi’s adoption of blockchain technology.
DBS’ tokenization efforts will benefit from the established networks of countries in exchange with crypto service providers. According to the bank, Singapore has more than 2,000 detached house offices, professional investors and asset management institutions, creating markets for innovative financial products like tokenized structured notes as city-states continue their efforts to become a global investment hub.
At the time of writing, Ether (ETH) is trading at $4,281, an increase of 1.4% over the past 24 hours.
