Kima has joined the European Central Bank (ECB) Pioneer Partnership Program to support the digital euro. The ECB has launched a program to investigate technical and practical applications of programmable payments in the context of a simulated digital euro ecosystem. The involvement is trying to enable use cases such as bond payments through its own infrastructure that does not require smart contracts or Oracle.
history in the Making: Kima joins @ECB’s Pioneers Partnership program!
We are working with the European Central Bank on programmable payments and digital euro use cases such as Kima’s Noorkle, Success bonds equipped with unique technology without smart contracts.
We are…pic.twitter.com/wmuaggqd9t
-Kima Network (@kimanetwork) May 5, 2025
The Pioneer Workstream consisted of approximately 70 participants: banks, fintech companies, merchants and other service providers, and was selected to participate in the Workstream. Participants will provide a simulated digital euro interface, integrating them into a platform where the ECB tests a variety of use cases. Its contributions demonstrate how the technology can enable conditional payment models and new programmable transaction structures.
Technical collaboration and use case development
Therefore, the ECB provides technical guidance in the form of APIs and development specifications to assist each participant in their individual work. Using this framework, Kima is building an interoperable payment solution that bridges Tradfi to Defi. This participation fits the broader goals to increase the flexibility and efficiency of digital payments in the Euro area.
The program will participate in participants to compile their findings and submit them to the ECB. This information will help institutions continue to assess the capabilities of the digital euro and possible integration pathways. The ECB aims to use reports to assess real-world applicability and innovation readiness.
Strategic Industry Collaboration
Kima will join groups such as SAP, Accenture, KPMG, Quant Network, and Swisscom. The collaboration reflects the ECB’s strategy to include a wide range of stakeholders in the Digital Euro Project to thoroughly investigate its capabilities. The ECB will then review and publish the results of the Settlers and Foresight Workstream later this year in 2025.